from 11 June 2010 provides a statutory revision to the consumer more transparency in the credit market. The Federal Ministry of Justice have adopted important legislation regulates the withdrawal and return. www.geld.de The financial portal explains what this means specifically for the Consumer means.
According to Stiftung Warentest, the consumer with the new law, a loan ( www.geld.de / kredite.html ) faster than in lending actually agreed to compensate. It should customers who intend in the near future to include an installment loan to be aware of the following changes: bait advertising by banks are not legally compliant. In the future this may advertise only with an effective interest rate. In addition, banks must inform their customers in writing of all credit-related statutes. This information includes the interest, the right of withdrawal, the Additional costs, the possibility of early repayment and the consequences of late payment.
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